Every great industry has an origin story. For the modern insurance sector, it began centuries ago in a London coffee shop owned by Edward Lloyd—a bustling hub where merchants, sailors, and financiers gathered to share insights on their maritime voyages and cargo. These informal gatherings sparked the concept of “risk transfer,” which, as Atty. Ramón […]

A well-structured employee benefits program is a key component of a strong workforce, but it comes with its share of risks. At Fulcro People, we specialize in helping HR teams manage those risks, ensuring that their benefits programs remain resilient and effective. This blog will outline the various risks associated with employee benefits and how […]

In today’s regulatory landscape, HR professionals must ensure compliance in employee benefits to avoid costly penalties and protect the organization. At Fulcro People, we provide the tools and expertise to help HR teams navigate these complexities. This blog will address the common compliance challenges HR departments face and offer best practices for developing a comprehensive […]

Operating a professional services business—whether it’s consulting, legal, accounting, or any other field—comes with its own set of unique risks and challenges. Ensuring that your business is adequately insured is crucial to its continued success. Fulcro’s STACK initiative offers pre-packaged insurance solutions tailored specifically for professional services. These packages provide comprehensive coverage based on your […]

A More Active Hurricane Season Ahead According to the National Oceanic and Atmospheric Administration (NOAA), there is an 85% chance of an above-normal hurricane season this year. Factors contributing to this forecast include near-record ocean temperatures in the Atlantic, reduced trade winds, and the development of La Niña in the Pacific, all of which favor […]

Welcome to our monthly blog, where we delve into important health topics. This month, we turn our focus to Alzheimer’s and Brain Health Awareness Month, shedding light on the impact of Alzheimer’s disease and emphasizing the importance of brain health. Understanding Alzheimer’s Disease Alzheimer’s disease is a progressive neurological disorder affecting millions of […]

Welcome to another edition of our blog, where we explore important health and wellness topics! This month, we will emphasize heart health awareness and the importance of maintaining healthy blood pressure levels. Additionally, we will delve into the significance of sleep in managing blood pressure, especially as we also celebrate Better Sleep Month. […]

Are you navigating the intricate world of insurance with limited proficiency in English or Spanish? Look no further! Welcome to Segurosentuidioma.com, your go-to destination for easy-to-understand bilingual content, brought to you by Fulcro Insurance. Whether you’re a seasoned business owner, a budding entrepreneur, or a curious individual seeking clarity on insurance matters, our platform is […]

Exploring the Therapeutic Power of Laughter. Humor is a wonderful remedy that alleviates life’s burdens, and its benefits go far beyond simply putting a smile on our faces. This month, we’ll delve into the fascinating world of humor and its impact on our health and well-being. The Best Medicine They say laughter is the best […]

We had the pleasure of interviewing Clementina Bayot-Hiteshew, a seasoned professional who has recently assumed the role of Surety Manager at Fulcro Insurance of Georgia. With over 20 years of experience in international insurance markets and a strong background in risk assessment and operational aspects of commercial and contract bond placements, Clementina brings a […]

Recognizing the importance of healthy eating. March is designated as National Nutrition Month by the Academy of Nutrition and Dietetics. Furthermore, it is also observed as Colorectal Cancer Awareness Month. Given the significance of these topics, in this article we’ll explore how adopting healthy eating habits can be instrumental in preventing diseases, particularly colon and […]

Promoting a healthy heart at all ages. This month is dedicated to cardiovascular health, recognizing the importance of maintaining lifestyles that contribute to better health. While much emphasis is placed on the cardiovascular health of women this month, it’s essential to remember that everyone is at risk of heart diseases. The reality is that heart […]

Observing Thyroid Awareness Month The thyroid performs many important functions in our body, and that’s why January is celebrated as the month of awareness about the thyroid gland. The thyroid is a small gland that has a shape similar to a butterfly and is located at the front base of the neck. Among its functions, […]

Recognizing the challenges and opportunities for a healthy holiday season. Every year, we are faced with one of the biggest challenges, maintaining a healthy diet and managing our weight during the holidays and end of year. Therefore, in this edition we are dedicating a few minutes to present some alternatives and advice so you can […]

Every November, Diabetes Awareness Month is commemorated and every November 14th the World Health Organization (WHO) celebrates Diabetes Day with the intention of educating and making visible the opportunities we have to prevent, diagnose and treat diabetes. This condition can affect anyone, therefore, it is important to know what it is and how it can […]

According to the American Cancer Society, breast cancer is the most common cancer among women in the United States, after skin cancer. Statistically, there is a chance that 1 in 8 women will develop cancer at some point in their lives. The data demonstrate the importance of raising awareness about this issue, prioritizing your health, […]

According to the American Cancer Society, prostate cancer is the type of cancer that most affects men, after skin cancer. The National Cancer Institute indicates that prostate cancer is the second leading cause of cancer death in men in the United States. In addition, it is estimated that more than 200,000 new cases and more […]

We joined forces with the consulting firm Retention Strategies to expand and solidify Fulcro People as an innovative Benefits practice.

Promoting healthy infant diet. Babies and toddlers need a good start. For this reason, during August we celebrate Maternity Lactation Month. By definition, lactation is the process of breastfeeding or feeding breast milk to an infant. According to the Pan American Health Organization (PAHO), a poor diet during the early stages of life can cause […]

July is one of the months with the highest heat index, which motivates many people to have as much fun under the sun as possible; whether it’s a trip to the beach or any other outdoor activities. However, prolonged exposure to the sun can present some health risks. According to the American Cancer Society, most […]