September is Suicide Prevention Awareness Month, a time that invites us to reflect on a painful but preventable reality in our island community. In Puerto Rico, official statistics from the Suicide Prevention Commission show that the annual average number of deaths by suicide is 285 (from January 2000 through December 31, 2025). It is important to emphasize that suicide can be prevented through timely, nonjudgmental emotional support. What Is Suicide and What Causes It? Sui

For just $35 per year, Georgia employers can earn certification as a Drug-Free Workplace, strengthen their safety culture, and potentially save thousands of dollars through workers' compensation insurance discounts. It's a practical investment that demonstrates a commitment to employee well-being while providing measurable financial returns. What Is Drug Free Workplace Certification? The Georgia Drug-Free Workplace Program is a voluntary certification program administered b

Every great industry has an origin story. For the modern insurance sector, it began centuries ago in a London coffee shop owned by Edward Lloyd—a bustling hub where merchants, sailors, and financiers gathered to share insights on their maritime voyages and cargo. These informal gatherings sparked the concept of “risk transfer,” which, as Atty. Ramón […]

A well-structured employee benefits program is a key component of a strong workforce, but it comes with its share of risks. At Fulcro People, we specialize in helping HR teams manage those risks, ensuring that their benefits programs remain resilient and effective. This blog will outline the various risks associated with employee benefits and how […]

In today’s regulatory landscape, HR professionals must ensure compliance in employee benefits to avoid costly penalties and protect the organization. At Fulcro People, we provide the tools and expertise to help HR teams navigate these complexities. This blog will address the common compliance challenges HR departments face and offer best practices for developing a comprehensive […]

Investing in employee well-being isn’t just a compassionate choice—it’s a smart business strategy. As companies increasingly focus on creating healthier and more balanced workplaces, understanding how to measure the impact of these initiatives becomes crucial. Why Invest in Employee Well-being? Well-being programs extend far beyond offering basic health benefits. They address physical, mental, emotional, and […]

In today’s fast-paced world, prioritizing employee well-being is more important than ever. But what does “well-being” really mean, and why should your company invest in it? What Is Well-being? Well-being is about creating a balanced, healthy, and fulfilling life for employees—both on and off the clock. It’s a holistic approach that addresses physical, mental, emotional, […]

We joined forces with the consulting firm Retention Strategies to expand and solidify Fulcro People as an innovative Benefits practice.

As the price of insurance premiums rise, Fulcro is here to help you navigate through all of the uncertainties.

The more workers suffer injuries, accidents, or illnesses, the more expensive Workers’ Compensation insurance will be.