Imagine Marisol: she’s 44, has two kids in school, and a schedule with little room for surprises. After a routine mammogram, she receives a cancer diagnosis. As she arranges treatment, she checks her calendar: her next appointment overlaps with school pickup. She needs time off work, someone to pick up the kids, and room in her budget for trips to the hospital. Her health plan is an essential part of her care. But household bills, school pickups, and everyday expenses are sti