September is Suicide Prevention Awareness Month, a time that invites us to reflect on a painful but preventable reality in our island community. In Puerto Rico, official statistics from the Suicide Prevention Commission show that the annual average number of deaths by suicide is 285 (from January 2000 through December 31, 2025). It is important to emphasize that suicide can be prevented through timely, nonjudgmental emotional support. What Is Suicide and What Causes It? Sui

For just $35 per year, Georgia employers can earn certification as a Drug-Free Workplace, strengthen their safety culture, and potentially save thousands of dollars through workers' compensation insurance discounts. It's a practical investment that demonstrates a commitment to employee well-being while providing measurable financial returns. What Is Drug Free Workplace Certification? The Georgia Drug-Free Workplace Program is a voluntary certification program administered b

Vaccination has been one of the most important advances in public health. For more than 200 years, vaccines have helped prevent serious diseases and save millions of lives. A historic example is smallpox: the first vaccine against this disease was developed in 1796, and thanks to vaccination efforts, smallpox is now the first and only eradicated human disease. Vaccines work by teaching the immune system to recognize and fight viruses or bacteria before they cause severe illne

As inflation rises, so are home insurance premiums at double the rate. In recent news, home insurance rates in places such as Arkansas have increased by 18.1%, and Washington and Colorado by 17.5%. Oklahoma has the most significant premium increase at a $257 average premium. From May 2021 to May 2022, the price of goods and services has increased by 8.6%. In correlation, home insurance has also increased its costs, with over 13 states seeing average premium increases over 50

October is Cyber Security Awareness Month and Fulcro has teamed up with Onuvo to share very valuable and relevant information that can help keep you informed on common cyber-related risks you, and your business may face. What is Cyber Security awareness month? Cybersecurity Awareness Month raises awareness on the importance of cybersecurity across our Nation. The cyber basics Our lives are tied to so many digital interactions that make everyday activities easier for us. We p

Running a retail business, whether it’s a boutique, department store, or any other type of retail operation, involves managing numerous risks and challenges. Fulcro’s STACK initiative is designed to help you navigate these risks with tailored, pre-packaged insurance solutions. Our all-lines insurance specialists are committed to creating specialized and effective policies that meet your specific […]

A More Active Hurricane Season Ahead According to the National Oceanic and Atmospheric Administration (NOAA), there is an 85% chance of an above-normal hurricane season this year. Factors contributing to this forecast include near-record ocean temperatures in the Atlantic, reduced trade winds, and the development of La Niña in the Pacific, all of which favor […]

Surety Bonds provide financial security and construction assurance.

Surety Bonds provide financial security and construction assurance.

Surety Bonds provide financial security and construction assurance.

Proper training in safety procedures can save your business money & prevent risks in the workplace.

Learn more about the different types of policies all restaurants should have to protect their business, patrons & employees.

Enhance workplace safety & decrease hazards.

Read this Construction Risk Management Guide to learn how to manage risk in your construction projects.

Avoid the headaches and costly mistakes by keeping complete records in case you encounter a construction risk claim.

Gain greater control & lower costs.

To help you better navigate your construction insurance needs, we’ve compiled a list to help you take proactive steps to ensure you are properly covered.

Solid worker’s compensation insurance is essential, especially in the construction industry, and can help workers pay for medical expenses, missed wages, disability, and death.

Are you covering all of your bases when it comes to protecting your construction projects?

You can focus on the building, while we make sure you’re protected.