Every great industry has an origin story. For the modern insurance sector, it began centuries ago in a London coffee shop owned by Edward Lloyd—a bustling hub where merchants, sailors, and financiers gathered to share insights on their maritime voyages and cargo. These informal gatherings sparked the concept of “risk transfer,” which, as Atty. Ramón […]

Have you ever caught yourself wondering why your business’ premium changes over time? Odds are you understand why your auto insurance premium changes: as you age and become a less risky driver, your insurer is exposed to less risk, and your rates drop as a result. But what drives premiums for bars and restaurants […]

Learn more about the current inflation factors affecting the price of your homeowners & auto insurance. Contact your agent to review your policy to ensure you have the right plan for your particular circumstances.

Within this last year, 90% of homeowners witnessed their yearly premium increase by an average of $134, which averages to 12.1% when compared to a year ago.

As the price of insurance premiums rise, Fulcro is here to help you navigate through all of the uncertainties.

The Florida Senate approved a sweeping legislative package designed to combat rising property insurance rates & other problems in the state’s turbulent insurance market.